$66 Billion in Profits on Student Loans

Student Loan Debt

Student debt has become a massive problem in the United States. With nearly 5,000 schools currently operating in our country, the sum of current student debt amounts to more than the sum of current credit debt. While our debt numbers increase exponentially, the rate at which current students are finding and landing jobs is decreasing at a dreadful rate. With the decrease in available jobs, actually being able to pay off your student debt. While our debt numbers increase exponentially, the rate at which current students are finding and landing jobs is decreasing at a dreadful rate. With the decrease in available jobs, actually being able to pay off your student debt has never been more difficult.

Most people don’t understand that college tuition is placing our economy in the red zone, and quickly becoming the number one source for debt in our nation. Everyone seems to be under the notion that it’s “worth it” to go into debt if you’re getting a college education. This isn’t always the case, though. The typical student loan allows the borrower to begin paying off the loan within six months after the graduation date. This gives the graduate a maximum time of six months to acquire a job, and start paying off their loans. The problem with this, however, is that a lot of students are unemployed for a year or longer before being able to acquire a job in their desired field, which makes paying off the loans a difficult task and thus drives graduates to low-skill, underpaid public service positions (fast food, car wash, etc.)

This project will review the main causes of student debt in our nation, and the dreadful statistics and information to back up our problems. It will then go into how necessary a majority of our debt really is, and basic steps to avoid it that many college students are now taking. I will evaluate whether or not the current level of debt in our nation is “worth it,” and discuss how the education system has changed. With the rate of debt increasing at such a large number, something has to be done to avoid ruining our economy, and placing an unnecessary weight on our educational system.

U.S. Sen. Elizabeth Warren said Saturday she is shocked that the federal government is earning an estimated $66 billion in profits from student loans originated between 2007 and 2012.

The Democrat from Massachusetts was reacting to a Government Accountability Office report Friday. A previous Congressional Budget Office report estimated that the government will pocket an additional $185 billion in profits on new student loans made over the next 10 years.

‘‘This is obscene. The government should not be making $66 billion in profits off the backs of our students,’’ Warren said in a statement. ‘‘This report reinforces what we already knew — instead of investing in our children and their futures, the government is squeezing profits out of our young people and adding to the mountain of debt they will spend their lives struggling to repay.’’

Warren and eight other U.S. senators committed to wring government profits out of student loans and address a $1.2 trillion in outstanding student loan debt they say is crushing families and putting a strain on the economy.

Warren has been fired up about student loan debts, which she said is leaving new graduates with a suffocating obligation that can stifle their futures. She has filed what she calls a ‘‘skin-in-the-game bill’’ that tries to pressure colleges to keep costs down for students and ensure they get a meaningful diploma when they graduate. As part of the bill, colleges that don’t meet on-time graduation rates and other criteria must refund a portion of a student’s loan.

Advertisements

Now We Know They Can Remotely Control Cars, Lets Look At The Death Of Journalist Michael Hastings

Infowars.com and the alternative media have pointed out a number of suspicious anomalies that demonstrate the crash was part of a conspiracy to assassinate the award-winning journalist.

Prior to his murder, Hastings said the Obama administration had declared war on the press. His desire to go into hiding – expressed in an email mere hours before his assassination – demonstrates the ability of the government to monitor opponents by using a well-developed NSA surveillance grid and take executive action against investigative journalists and others who dare to stand up to the national security state.

U.S. Army brass told Hastings he would be hunted down and killed over his story that led to the downfall of General McChrystal’s, according to one of his closest friend during a June 26 interview on the Alex Jones Show.

“I remember when the story broke with General McChrystal and he [Hastings] gave me a call and he’s like ‘man, I’m pretty scared,’” SSG Joe Biggs said. “I told him, ‘You have a reason to be, brother. You basically just got a general of a war fired. I’m pretty sure that doesn’t sit too well with him right now.’”

Biggs, who met Hastings when the journalist was covering the war in Afghanistan, also said a story he was working on about the CIA was apparently what led to his assassination.
“Hastings had the Central Intelligence Agency in his sights is no surprise to those who knew his work,” Dennis Romero wrote last month, adding that “the shadowy world of intelligence and off-the-record American aggression was a favorite topic of the journalist.”

Biggs told Fox News’ Megyn Kelly in late June that “something didn’t feel right” after Hastings sent a panicked email saying the authorities were on his tail, adding that the story of him driving at high speed in the early hours of the morning was completely out of character.

“His friends and family that know him, everyone says he drives like a grandma, so that right there doesn’t seem like something he’d be doing, there’s no way that he’d be acting erratic like that and driving out of control,” said Biggs, adding that “things don’t add up, there’s a lot of questions that need to be answered.”

Recently, it was reported that Hastings’ body was cremated against his family’s wishes, destroying potential evidence that could have contradicted the explanation that he died as a result of an accident, according to San Diego 6 reporter Kimberly Dvorak.

“Despite the LAPD’s categorization of the Hastings fatal accident as a ‘no (evidence of) foul play,’ LAPD continues to ignore FOIA (CPRA in Calif.) requests made by San Diego 6 News for the police report, 9/11 call, autopsy, bomb squad and toxicology reports, or make the Mercedes available for inspection which only fuels conjecture,” writes Dvorak.
Dvorak’s investigation also uncovered the fact that police and firefighters in the area were given a gag order and told not to talk to the media about the death. This would also explain the attempt by the LAPD and Coroner to hide Hastings’ body from witnesses at the scene of the accident.

The corporate media has gone out of its way to dismiss evidence that Hastings was the victim of foul play and has characterized the evidence as little more than baseless conspiracy theories.

Soon after the accident, it was conclusively demonstrated that it is possible to hack into a car’s computer and take control of a vehicle. In 2011, Car and Driver magazine published an article substantiating Pentagon research into the subject.

“What has been revealed as a result of some research at universities is that it’s relatively easy to hack your way into the control system of a car, and to do such things as cause acceleration when the driver doesn’t want acceleration, to throw on the brakes when the driver doesn’t want the brakes on, to launch an air bag,” Former U.S. National Coordinator for Security, Infrastructure Protection, and Counter-terrorism Richard Clarke told The Huffington Post. “You can do some really highly destructive things now, through hacking a car, and it’s not that hard.”

A number of experts dispute the official explanation of the accident.
“No matter how you slice this particular pie, a Mercedes is not just going to explode into flames without a little assistance,” writes freelance journalist Jim Stone. “Car fires in new cars happen for three main reasons — running the engine out of oil, or running the engine out of coolant, or after an absolutely huge car mangling accident, having the hot side of the battery short out against the frame before it reaches the fuse panel. And for all 3 of those normal reasons, which account for virtually all car fires in modern cars, the fire would have started in the engine compartment, progressed slowly, and scorched the hell out of the paint before ever reaching the gas tank. That clean paint is the be all tell all, Michael Hastings was murdered, and the rest is detail.”

“The Revolution Will Be Weird”

Anti Social Media

Can We Riot Now?

 

(ed. Originally published Jan. 14, 2012 – here.)

The revolution will be improvised. At times, that will work out badly. At other times, that will work out beautifully.
The revolution will be carefully calculated. At times that will work out badly. At other times, that will work out beautifully.
The revolution will not be limited to election seasons and news cycles.
The revolution will be full of awkward silences and tangential rants. It will also sometimes stutter and contradict itself. But occasionally, the revolution will be the embodiment of eloquence and it will articulate itself with stunning clarity and artful precision.
The revolution will talk about its feelings.
Sometimes the revolution will say:
I feel lonely
I feel scared,
I feel hopeful.
Sometimes people will ask how the revolution is and the revolution will say its fine when it is really not fine.
Sometimes the revolution will…

View original post 152 more words

FDA admits mercury in cosmetic products is extremely toxic – so how is it safe in dental fillings, vaccines?

mercury

The U.S. Food and Drug Administration (FDA) has issued an updated warning about skin care products that may contain mercury, including many anti-aging, smoothing, skin-lightening, and beauty lotions and creams sold at ethnic beauty shops and online. Some of the tainted personal care products, most of which are imported, have been found to contain mercury levels far higher than acceptable limits, including one product that reportedly contained 131,000 times the acceptable limit of mercury.

According to the FDA, more than 35 products tested over the years have been found to contain levels of mercury beyond the one part per million (ppm) maximum standard for cosmetic products. The Minnesota Department of Health (MDH), for instance, tested 27 skin products recently and discovered that 11 of them had levels of mercury far higher than one ppm.

You can view a list of the mercury-contaminated products tested by MDH here:
http://www.health.state.mn.us/topics/skin/

Similarly, a 2010 report by the Chicago Tribune (CT) found that out of 50 skin-lightening creams tested, six contained levels of mercury so high that they are technically illegal. And just like what was found in the MDH study, the CT study revealed that most of the creams containing mercury had levels in the thousands of parts per million, which is known to cause kidney damage and other serious health problems (http://articles.chicagotribune.com).

“Many of these products are coming into the country through channels we can’t easily track, such as international mail and personal baggage,” said Gary Coody, national health fraud coordinator at the FDA’s Office of Regulatory Affairs (ORA). “That’s why it’s so important for consumers and sellers to know about the dangers of possible mercury poisoning associated with the use of these skin products.”

The FDA warns that most of these products are illegal to begin with, and that many of them technically constitute “unapproved drugs,” for which the agency is permitted to step in and pull them from the market. But as it stands, many of these tainted products continue to remain on store shelves across the country, including in the states of California, New York, Virginia, and Texas.

FDA admits mercury is poisonous in cosmetics, so why does the agency say it is safe in dental fillings and vaccines?

At the same time that the FDA is warning about the dangers of mercury in cosmetics, however, the agency simultaneously insists that mercury in dental fillings and vaccines for children is just fine. Compare the FDA’s page on Thimerosal (mercury) in vaccines (http://www.fda.gov) to the one on mercury in cosmetics (http://www.fda.gov/ForConsumers/ConsumerUpdates/ucm294849.htm), and you will see the agency’s blatant hypocrisy in the matter.

“Exposure to mercury can have serious health consequences,” said Charles Lee, M.D., a senior medical advisor at the FDA, concerning mercury in cosmetics. “It can damage the kidneys and the nervous system, and interfere with the development of the brain in unborn children and very young children.”

If this is true for the mercury in cosmetics, then it is also true for the mercury in dental amalgams and vaccines, including vaccines for influenza which still contain Thimerosal. This is why it is crucial that individuals avoid any products that contain mercury, which includes dental fillings and vaccines.

Sources for this article include:

http://www.fda.gov/ForConsumers/ConsumerUpdates/ucm294849.htm

http://www.health.state.mn.us/topics/skin/

(Source)

Codex Alimentarius: An Introduction to Soft Kill Eugenics

eugenics

The world according to Codex Alimentarius looks grim indeed. Codex Alimentarius (Latin for “food code”) is a global set of standards created by the CA Commission, a body established by a branch or the United Nationsback in 1963.

The CA Commission’s purported mission, like all Agenda 21 missions, sounds so wonderful that it might have been created by a committee from heaven above. 

The main purposes of this Programme are protecting health of the consumers and ensuring fair trade practices in the food trade 

Don’t you wonder what could possibly be wrong with that? The UN wants us to be healthy and wants everyone to be paid fairly. Codex Alimentarius sounds great! Let’s institute these standards right away!

As with all globally stated agendas, however, CA’s darker purpose is shielded by the feel-good words.

Global committees have been established to regulate the following topics, to name a few.

· fruit and vegetable juices

· fats and oils

· meat, poultry and fish

· cereals, pulses (used for food and animal feed) and legumes

· milk and milk products

· natural mineral waters

· sugars

· cocoa products and chocolate

· food hygiene

· food labeling (as a way not to disclose GMO foods and ingredients)

· pesticide residues;

· residues of veterinary drugs found in foods

· food additives 

The unfortunate thing is, the regulations ensure money, not safety. They guarantee profit, not health benefits.

“Codex Alimentarius is a dark marriage between pharmaceutical and chemical industries and the WTO, conceived to exact complete and regimented control over all food products and nutrients worldwide.” ~ writes Chantal Boccaccio of The People’s Voice.

Follow the Money

So if all of these regulations don’t benefit the consumers, who do they benefit? Dr. Rima Laibow, of Health Freedom USA estimated that for every dollar spent on natural health solutions and supplements, Big Pharma loses $40. Therefore, if people have the option to chose vitamins over valium, Big Pharma loses billions per year.

Continue Reading…